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Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed on this site.  

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. 
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